FAQs
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Debt counselling is a formal debt relief process that helps individuals manage and repay their debts in an affordable and structured way
A registered debt counsellor assesses your financial situation, negotiates lower payments with creditors, and sets up a repayment plan that fits your budget.
Anyone struggling to meet their monthly debt repayments and classified as over-indebted can apply.
A registered debt counsellor assesses your financial situation, negotiates lower payments with creditors, and sets up a repayment plan that fits your budget.
The process duration varies based on your specific situation, the amount of debt and the agreed repayment plan.