Debt Review
What is Debt Counselling?
Debt counselling is a regulated process designed to assist South Africans who are struggling with debt. It provides a structured repayment plan that consolidates your debts into one affordable monthly payment. This process helps you regain financial stability while protecting you from legal action by creditors.
How Debt Counselling Can Help You Lower Monthly Payments and Get Out of Debt
Reduced interest rates: We negotiate with your creditors to lower your interest rates, helping to decrease your monthly payments significantly.
One manageable payment: All your debts are consolidated into a single, structured monthly payment that aligns with your budget.
Legal protection: While under debt counselling, creditors cannot take legal action against you or demand immediate full payment.
Facing the threat of repossession? Act now!
NDF can help you understand your rights, explore your options, and negotiate with creditors to protect your assets. Don’t wait—get expert assistance today!
Protect your assets from repossession.
In South Africa, missing debt payments can lead to the repossession of assets such as:
Vehicles (Cars, motorcycles, trucks): If you fail to make payments on a financed vehicle, the creditor has the right to repossess it.
Property (Houses and apartments): Falling behind on mortgage payments can result in foreclosure and the forced sale of your property.
Household goods (Furniture and appliances): If purchased on credit and payments are not made, these items can be repossessed by the creditor.
Creditors must follow legal procedures before repossessing assets, including issuing notices and obtaining a court order. Debt counselling helps prevent this by providing a structured plan to repay your debts.
Benefits of Debt Counselling
Lower your monthly payments
and increase your disposable income.
Get out of debt faster
and start building a stable financial future.
Reduce financial stress
by having a manageable repayment plan.
Why Choose Us for Your Debt Counselling?
We are fully registered and qualified to assist you with your debt problems.
We have successfully helped many South Africans regain financial stability.
We assess your financial situation at no cost to determine the best way forward.
We negotiate with your creditors on your behalf, so you don’t have to deal with the stress of collection calls and legal threats.
While under debt counselling, you are legally protected from creditor harassment, repossessions, and lawsuits.